Originally Posted by erko1905
(Post 15030551)
I'd say absolutely not - never ever. That thing likely records everything.
Electric self driving cars around the corner, we might have a last hurrah here, don't give away your freedom. |
From what I understand the insurance companies don't pay much attention to your speed. They are primarily concerned with:
Where you drive--they don't like high crime areas When you drive--only drunks drive between midnight and 4:00AM How far you drive--they like low miles for minimal exposure And, most important for this group, how gently you drive--they don't like hard acceleration or braking, and I don't mean getting into ABS. Anything over about 0.3 g is a no-no. My wife had a progressive module on her car for a while and she ended up with no discount, mostly because of the braking--and she isn't hard on the brakes. |
Originally Posted by erko1905
(Post 15030551)
I'd say absolutely not - never ever. That thing likely records everything.
Electric self driving cars around the corner, we might have a last hurrah here, don't give away your freedom. |
Originally Posted by Valvefloat991
(Post 15036614)
Anything over about 0.3 g is a no-no.
https://cimg6.ibsrv.net/gimg/rennlis...022d00eadf.jpg |
No f-ing way.
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Originally Posted by Valvefloat991
(Post 15036614)
From what I understand the insurance companies don't pay much attention to your speed. They are primarily concerned with:
Where you drive--they don't like high crime areas When you drive--only drunks drive between midnight and 4:00AM How far you drive--they like low miles for minimal exposure And, most important for this group, how gently you drive--they don't like hard acceleration or braking, and I don't mean getting into ABS. Anything over about 0.3 g is a no-no. My wife had a progressive module on her car for a while and she ended up with no discount, mostly because of the braking--and she isn't hard on the brakes. |
I've got the State Farm telemetrics devices in all my cars - what Valvefloat991 above states is my experience so far. Small discount (about 5%) - not sure it is worth it.
cheers! |
Originally Posted by Alexd1
(Post 15034926)
We have a carrier who is about to release their program and it tracks your phone instead of the device in the vehicle. There are tons of ways to get this data so it will eventually get there regardless of if it’s a device plugged into the car or not. Whats going to be disappointing is when they start tracking all the time and it’s not a trial period. Which by the way is already happening with some carriers. |
Originally Posted by aCayenneFan
(Post 15036858)
No appeal from the decision of no discount... Presumably, your wife has no accidents or other chargeable claims against the policy? Nothing like arbitrary and capricious. As I said earlier, it will be a cold day in Hell before I put one of those stupid things on my car.
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Originally Posted by verstraete
(Post 15037626)
Luckily, some of us are not tied to smartphones. A powered-off flip phone for emergencies is adequate and offers no opportunity for distracted driving. Old School is sometimes best.
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Originally Posted by aCayenneFan
(Post 15038549)
Smartphones can be powered off as well. The question is whether there is the will to power them off.
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NOPE.
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Originally Posted by Dewinator
(Post 15038569)
Or just don’t put the insurance company’s stupid smartphone app on your phone.
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