subshooter

Facetime them. I did this with my home insurance company for a water leak I had in the house. Works great.

I also just put a contract on a house that my wife picked out sight unseen (other than pics on realtor.com)......facetimed her from 1200 miles away so that she could see the whole thing instead of just looking at pictures.

It's live so your bank can ask you questions and direct your camera view.

911sccab

pitt911

Notary requirement is getting more popular secondary to increase identity theft, so despite the fact it is annoying, we all should be happy that someone is paying attention, and taking extra steps to protect us

vodkag

Nope, but they wouldnt finance an out of state vehicle. My other car was an Oregon plate but a CA car. So i had to buy the car all cash wait for a CA pink slip and then refi with them.

the rate is the same, just need to pay it all up front

Outlaw

Needsdecaf

I've purchased quite a number of cars out of state, never an issue. Suspect that USAA, not having very many actual branches and dealing with people all over the place is used to it.

I bought the 911 1,200 Miles away sight unseen and had zero issues with getting the check.

Marc Jannone

PenFed CU (Pentagon Federal CU) is fantastic. I just purchased a Carrera and the process took 8 minutes online. They overnighted me a check that was written to me and the seller. I signed the back, gave it to the seller and drove home. Couldn't have been easier.

jungkim1234

I'm and OR resident and bought a car from Los Angeles. The CU I was trying to finance through wouldn't do it for a private party out of state sale without them visually inspecting it. Fair enough. I just went to another bank that would and then immediately refinanced with the CU with the move favorable rate. A bit of a pain, but if they want to play games, play it.

Outlaw

VintageRacer

Have you considered not buying a car on credit? Just asking.

Needsdecaf

Why ask this question?

mwjackson92

This is why I don't bother with credit unions. Most of the ones I've seen have archaic processes and treat their customers like crap.

VintageRacer

It seems to me that this is not be a good financial move? I say borrowing money on a depreciating asset is not a good idea. And this one requires more steps to complete it.

13mit

Pretty stupid thing to say. When I'm borrowing money at 2% and my cash goes into investments that are bringing me 10+%, it's a very smart move to borrow money on a depreciating asset.

subshooter

.....but there are a couple of assumptions here:
1. You can continue to bring in 10%+ of investment income. What happens when you start losing money?
2. Cash flow is stable and positive. What happens if you lose your job?

I don't think either approach is "stupid". It's all risk based and we all have different risk tolerances and situations.