gellie

Dealer offering me 5yr Wheel and Tire insurance for $2500. Good investment? Thanks

Class5Kayaker

It depends on the road conditions you tend to drive on. Lots of potholes and it's your daily driver? Probably a good idea. Decent roads or you are a low-mileage driver, probably not worth it, unless you tend to curb wheels when parking.

My dealer's Wheel and Tire insurance also included free PDR which is the only reason I sprung for it. They called it "Wheel and Tire" insurance but when you read everything it also included PDR. I can mostly control what happens to my wheels.....the car while it's parked and some a-hole flings their door open right next to me while I'm inside shopping?....not so much control over that.

SBARacing

It's on the high side.
I have seen it for 2K for the 5Y and 2,350 on the 7Y.

gellie

Really? According to the Porsche brochure they just sent me the PDR is a separate policy. W&T is just that.

Class5Kayaker

Here is what I got with my 2014 CPO 991. My car still had 2 months factory warranty plus the CPO so 26 months total of warranty making the roadside assistance part really only 3 years' worth on top of what was already provided due to the CPO coverage. Anyway, it's a 5-year policy and cost $2246. It covers Tires, Wheels, Cosmetic Wheel, Keys, Windshield, Paintless Dent, and roadside assistance. I went in planning on declining any offers the finance department tried to sell me, but this was too good of a deal to turn down with the PDR, key replacement/lockout service, and roadside assistance included on top of the wheels/tires (Florida is a zero deductible windshield state so that was kind of worthless to me).

gellie

TY, My dealer is not offering that one.

Class5Kayaker

Tell them you're not interested due to the price and you'll "self insure", and I bet they'll drop the price quickly. These are easy money makers for them, they have an actual cost and then mark it up (some dealers mark it up substantially). You'd be surprised how quickly the price might drop if you say "no thanks".

LexVan

Another thing to keep in mind, when you replace tires, and you buy them from Tire Rack, many now include road hazard warranty. So, in a way, you're double-dipping and over covered.

dknj23

wareaglescott

My car is about 2 weeks out. Just today I emailed with the SA about wheel/tire insurance. Their price is $1395 for 5 years, unlimited miles, and max payout of $7500. Tires must have 3/32" tread for replacement. He said coverage is provided by EasyCare and is good wherever you would like to you it. Not limited to a Porsche dealer.

rkwfxd

FWIW I leased my 991 for two years and got two flats in that time. Glad I had the insurance.

websocket

Boy do I feel shafted. My dealer, 3 hours north of Dallas, took me for $2000+ for 2 year agreement.

Gordon Shumway

Most dealers offer this insurance, but I doubt many are actually Porsche insurance. If it is Porsche, you can be certain it is way overpriced. When I picked up my GTS a couple of weeks ago the 5 year tire & wheel insurance was $1410. What you are really insuring is the first set of tires and the wheels for 5 years. Any subsequent to OEM tires can be insured for like $40/4 tires (the cost of two tires, if you just ask for it) at Discount Tire. So unless you have distinct risk of breaking a wheel, then it isn't worth it. I've never seen any of the policies cover curb rash and such for the wheels. They pretty much have to break due to road hazard to invoke the insurance.

dknj23

gellie