Porsche Wheel and Tire insurance ?
03-11-2018, 08:21 PM
#31
06-19-2018, 10:43 PM
#32
So happy I got the wheel & tire insurance. In two months I have gone thru two tires. Have driven the car 3k miles. First one was drivers side rear. Now passenger side rear. So with a total of 7k miles on the car I now have two new rear tires (900 miles apart). I hope that it for a long time...
BTW- both were simple punctures . One trip to the dealer on a flatbed & the other I was able to drive in.
BTW- both were simple punctures . One trip to the dealer on a flatbed & the other I was able to drive in.
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Marker1 (07-25-2020)
06-23-2018, 11:32 AM
#33
Burning Brakes
Keep in mind that with the insurance, the car is at a Porsche dealership to get the tire replaced and you get one of their loaners. The convenience of that has to be included in the proposition.
06-23-2018, 12:41 PM
#36
Nordschleife Master
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You can negotiate the price on these. Dealerships jack the price up substantially as profit off this is and other add on products is how Finance Managers are paid. In fact, dealerships tend to make more on the back end off this stuff than they do off the car or front end.
06-23-2018, 02:36 PM
#37
Rennlist Member
5 years/60K for $1500 at end of April. Guy flat out told me the other optional coverages were a waste of money, but we agreed that this one could pay for itself in one instance.
06-23-2018, 02:58 PM
#38
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My wife used to be a Finance Manager at a Porsche dealership. She is now FI at a Rolls Royce, Bentley, Aston Martin, Ferrari, Maserati and Lotus dealership. She does the same thing, especially when other coverages are not applicable or she senses the purchasers won't be interested as stretching it already.
I never purchase wheel and tire. Insurance will cover a rim and Tire Rack tires come with a road hazard warranty.
Pre paid maintenance is actually decent and opti coat is not bad if purchasing an expensive car. If keeping car long term or purchasing used, some of the extended warranty stuff is actually good as well. I suppose wheel and tire might be decent if you live up North with crappy roads, but I would never use it, only replaced 1 Rim due to damage in perhaps 30 years and get my tires from Tire Rack.
06-23-2018, 04:13 PM
#39
Its (almost always) not worth it unless you KNOW you'll be having many incidents per year. Most people are best off saving the money and spending as needed instead.
As with all insurance/warranties, there is lots of fine pint. They will be doing everything it takes to repair (not replacing) if a rim gets damaged. Repairing alloy wheels is WAY less than 200 (depending on damage...might be less than $50) and typically easy/ quick to do via machine. ~500 might get you a new rim depending on which you got, but dealer might charged up to 1k. You'd have to be doing some weird stuff or have some really crappy roads to bend a rim. Granted I'm not that old, but I've never damaged/bent a rim from just driving around...and I've hit some weird stuff. Curb rash is easy cheap fix out of pocket...the policy normally will limit number of times they'll cover this.
Replacing a tire is less than 350 normally. When I've messed up one up, a lot of times they were worn and needed to be replaced soon anyway...new tires seem to avoid punctures better. The insurance will always be able to fix the wheel with a $20 plug typically. Roadside assistance will tow you for free and often times your auto insurance will cover a rental. Often tires come with hazard warranty too.
There are other cheaper ways to get this insurance NOT from a dealer if you really want it. Call your auto insurance rep for a quote. I think dealers will charge nearly 2k (1700 sounds about right), but I wouldn't be surprised that they'll try get 2500 out of you.
As with all insurance/warranties, there is lots of fine pint. They will be doing everything it takes to repair (not replacing) if a rim gets damaged. Repairing alloy wheels is WAY less than 200 (depending on damage...might be less than $50) and typically easy/ quick to do via machine. ~500 might get you a new rim depending on which you got, but dealer might charged up to 1k. You'd have to be doing some weird stuff or have some really crappy roads to bend a rim. Granted I'm not that old, but I've never damaged/bent a rim from just driving around...and I've hit some weird stuff. Curb rash is easy cheap fix out of pocket...the policy normally will limit number of times they'll cover this.
Replacing a tire is less than 350 normally. When I've messed up one up, a lot of times they were worn and needed to be replaced soon anyway...new tires seem to avoid punctures better. The insurance will always be able to fix the wheel with a $20 plug typically. Roadside assistance will tow you for free and often times your auto insurance will cover a rental. Often tires come with hazard warranty too.
There are other cheaper ways to get this insurance NOT from a dealer if you really want it. Call your auto insurance rep for a quote. I think dealers will charge nearly 2k (1700 sounds about right), but I wouldn't be surprised that they'll try get 2500 out of you.
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06-23-2018, 06:50 PM
#40
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Its (almost always) not worth it unless you KNOW you'll be having many incidents per year. Most people are best off saving the money and spending as needed instead.
As with all insurance/warranties, there is lots of fine pint. They will be doing everything it takes to repair (not replacing) if a rim gets damaged. Repairing alloy wheels is WAY less than 200 (depending on damage...might be less than $50) and typically easy/ quick to do via machine. ~500 might get you a new rim depending on which you got, but dealer might charged up to 1k. You'd have to be doing some weird stuff or have some really crappy roads to bend a rim. Granted I'm not that old, but I've never damaged/bent a rim from just driving around...and I've hit some weird stuff. Curb rash is easy cheap fix out of pocket...the policy normally will limit number of times they'll cover this.
Replacing a tire is less than 350 normally. When I've messed up one up, a lot of times they were worn and needed to be replaced soon anyway...new tires seem to avoid punctures better. The insurance will always be able to fix the wheel with a $20 plug typically. Roadside assistance will tow you for free and often times your auto insurance will cover a rental. Often tires come with hazard warranty too.
There are other cheaper ways to get this insurance NOT from a dealer if you really want it. Call your auto insurance rep for a quote. I think dealers will charge nearly 2k (1700 sounds about right), but I wouldn't be surprised that they'll try get 2500 out of you.
As with all insurance/warranties, there is lots of fine pint. They will be doing everything it takes to repair (not replacing) if a rim gets damaged. Repairing alloy wheels is WAY less than 200 (depending on damage...might be less than $50) and typically easy/ quick to do via machine. ~500 might get you a new rim depending on which you got, but dealer might charged up to 1k. You'd have to be doing some weird stuff or have some really crappy roads to bend a rim. Granted I'm not that old, but I've never damaged/bent a rim from just driving around...and I've hit some weird stuff. Curb rash is easy cheap fix out of pocket...the policy normally will limit number of times they'll cover this.
Replacing a tire is less than 350 normally. When I've messed up one up, a lot of times they were worn and needed to be replaced soon anyway...new tires seem to avoid punctures better. The insurance will always be able to fix the wheel with a $20 plug typically. Roadside assistance will tow you for free and often times your auto insurance will cover a rental. Often tires come with hazard warranty too.
There are other cheaper ways to get this insurance NOT from a dealer if you really want it. Call your auto insurance rep for a quote. I think dealers will charge nearly 2k (1700 sounds about right), but I wouldn't be surprised that they'll try get 2500 out of you.
That said, most of those my wife deals with now, unlike P-car purchases, are dropping $250 to $450 large and they just check all of the boxes. After all, what is another $150 per month for convenience, especially when losing $50k to $100k in some instances just by driving off the lot. So be a high rolla and make your Finance Manager happy. Just check all boxes and move on.
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Marantz2270 (08-09-2020)
06-24-2018, 09:49 PM
#41
Track Day
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I drive my car once or twice a week on decent roads. I declined the wheel/tire insurance at the dealer. It's been a year and a half with out issues. It amazes me to see how many people drive straight down a road regardless of what obstacles are in the way. Makes me cringe when I see someone hit pothole after pothole making no effort to avoid them.
06-27-2018, 04:08 PM
#42
You can negotiate the price on these. Dealerships jack the price up substantially as profit off this is and other add on products is how Finance Managers are paid. In fact, dealerships tend to make more on the back end off this stuff than they do off the car or front end.
10-10-2018, 11:28 AM
#44
Racer
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Just wanted to post my most recent experience with this. I must look like a sucker cause on my incoming GT3 dealer offered 5 year plan plus paintless dent removal for $5,800. I said no thanks.
10-10-2018, 09:30 PM
#45
Three Wheelin'
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Okay, I'll ad one more point of view here. My dealer convinced me to buy this insurance for the 19" wheels on my 997 back in 2007. Fortunately it was only $595 back then. Never used it. Upon acquisition of my 991, I turned down the tire and wheel insurance. Haven't needed it yet. It is all a gamble. But it sure seems like a very expensive gamble. I am running self insured from now on.
