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Error with ISO (Insurance Rating) on 2015 TTS Cab?

 
Old 05-09-2017, 06:15 PM
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Kansas911
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Default Error with ISO (Insurance Rating) on 2015 TTS Cab?

So I recently sold my 2014 TTS Coupe and am awaiting the arrival of my new (used) 2015 TTS Cab. When I called Amica to add the new car, I was shocked at the annual premium. It was nearly double the rate for my 2014 TTS coupe! When I pressed Amica they looked up the ISO ratings for the 2014 TTS coupe and compared them to the 2015 TTS cab. They are virtually the same car save for one year of depreciation and cab vs coupe. The ISO ratings on the 2014 were 67/70 (not sure what these mean) but the 2015 were 98/98. This is why the annual premium on the 2015 was so high. This seems like a mistake - there wasn't any real new functionality added and it wouldn't come from it being a cab. Do other 2015 TTS cab/coupe owners have ridiculously high insurance premiums on their cars? My annual premium with Amica will be $2,300 which seems absolutely ridiculous. Amica told me this was out of their control due to the ISO ratings. Any suggestions on how I try to fix this?
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Old 05-09-2017, 09:18 PM
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GrandLaker
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I have '15 Turbo S Cab with Allstate it's a bit over $600 every 6 months.
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Old 05-09-2017, 10:23 PM
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john weires
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Ouch. I recently traded a 2014 GT3 for a 2014 911S cabriolet and assumed I would save lots of money on insurance but it was close to breakeven at around $900 a year. My agent told me that the cabs are more expensive to repair in the event of a significant accident. Even if this is true I would shop around. Kansas should not cost that much more than Des Moines, Iowa.
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Old 05-09-2017, 10:34 PM
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john weires
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I Googled searched this link for you on auto insurance ISO's.
Vehicle value, cost to repair, safety and chance of bodily injury all factor in.

http://www.carsdirect.com/car-insura...ymbols-signify
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Old 05-18-2017, 11:35 PM
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I was told that the ISO rating was higher on CAB's compared to coupes. I am not sure how true that is but that is what was said when I complained.
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