Best Auto Insurance?
#16
I have no experience with Chubb but had them quote my home/auto/umbrella; they were 29% higher than PURE and about 32% higher than State Farm for comparable deductibles and coverage.
I queried the agent "what do I get for the Chubb premium" and was told that Chubb is a stronger/international company that specializes in unusually high risk exposure in the personal insurance marketplace -- for example, the very expensive home in an area exposed to high winds and hurricanes. Their prices need to be higher in that market but they don't adjust pricing for more "middle market" coverage with normal environmental or other risks.
I queried the agent "what do I get for the Chubb premium" and was told that Chubb is a stronger/international company that specializes in unusually high risk exposure in the personal insurance marketplace -- for example, the very expensive home in an area exposed to high winds and hurricanes. Their prices need to be higher in that market but they don't adjust pricing for more "middle market" coverage with normal environmental or other risks.
#17
Racer
I use ACE and they have been fantastic
#19
Rennlist Member
Liberty Mutual had the far better rates with the same (or better) coverages. No claims experience though. Went with them. Had to leave my prior carrier since they wouldn't cover my GT3 based upon the replacement value. Not unusual I guess. No tickets, claims, etc. Kind of a hassle since I had to switch other cars and home as well.....
#21
The test of an insurance company is how they act when there's a serious problem. For me CHUBB is the best. Head and shoulders above the others.
Plus - you can set the value of your vehicle and not use their off the shelf value.
I read yesterday that Chubb and Ace may be merging.
Plus - you can set the value of your vehicle and not use their off the shelf value.
I read yesterday that Chubb and Ace may be merging.
Last edited by Green_Hornet; 07-04-2015 at 04:27 PM.
#22
Rennlist Member
The test of an insurance company is how they act when there's a serious problem. For me CHUBB is the best. Head and shoulders above the others.
Plus - you can set the value of your and not use their off the shelf value.
I read yesterday that Chubb and Ace may be merging.
Plus - you can set the value of your and not use their off the shelf value.
I read yesterday that Chubb and Ace may be merging.
I would have recommended Travelers because up to June of this year they were provided coverage for track incidents. They changed their language to exclude track work this year.
#23
Maybe in your state. I've used them for years and they never covered any kind of track stuff in my state. Verify by reading policy fine print as well as discussing with agent. They are the cheapest for Porsche's in my zip when compared to others.
#24
Chubb Collector Car Insurance
202 Hall's Mill Road | Whitehouse Station, NJ 08889
Saludos,
Eduardo
Carmel
#25
Burning Brakes
I have Chubb for homeowners, my classic Porsches, and Umbrella and valuable policy. Chubb is fantastic, but the most expensive for sure....Agreed value on everything, inflation protection, great agents. Just be prepared to pay for the service, peace of mind, etc.
I use Geico for my 3 daily drivers, including the GT3. GREAT rates, no issues...yet....
I use Geico for my 3 daily drivers, including the GT3. GREAT rates, no issues...yet....
#26
Burning Brakes
I use Allstate. When I had my GT3 it was about $1170 per year. You have be prepared to shop around though. I used to be with State Farm, but called Allstate based on an advertisement they had and the premium for all my cars was literally half what I was paying with State Farm. Rates in NC, where I am from, are generally some of the lowest in the country, so that helps.
#27
Instructor
Join Date: Mar 2014
Location: MINDEN NV 89423
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JOHN HERE IN NEVADA , I HAVE BEEN WITH AMERICAN FAMILY (BUNDLE) HOME ,MOTORCYCLE'S , RENTALS, CAR'S, WORKERS COMP FOR EMPLOYEES, HAD A FEW CLAIMS TOTALED ONE HARLEY ROAD GLIDE -HIT A DEER- 2 SNOWMOBILES -A COUPLE WIND PAINT DAMAGE CLAIMS THEY PAID AND WERE SPOT ON. JUST INSURED MY NEW GTS $88 PER MONTH NO TICKETS BARLEY OVER 50 DISCOUNT LIFE IS GOOD , I PLAN ON TRACKING MY CAR A COUPLE TIMES NEED TO PRE CHECK IF IM COVERED....CHEERS