there is also a big difference in paying a $25-50k ADM for a brand new spec-able car in summer 2018 and not paying for a single option you don’t want versus the ~20k adm you’re referring to now on a used car that may or may not have every option you would have selected.

Any adm would be dependent on the spec of the car or whether the allocation allows configuration. There are unfortunately still many cars being sold with healthy adms greater than the numbers indicated in some posts. There are some lesser desirable builds that seem to be between 60 and 100.