Gt3 and insurance rates
06-15-2018, 06:07 PM
#16
Hey, help a guy out. This is the new friendlier Rennlist.
Here you go Riz:
https://rennlist.com/forums/991-gt3-...-question.html
Here you go Riz:
https://rennlist.com/forums/991-gt3-...-question.html
Geico is half the price of State Farm for me, 3 cars and Umbrella.
09-19-2018, 02:41 AM
#18
Rennlist Member
I was pleasantly surprised that USAA quoted me $657 annually for the '19 GT3RS. I have nearly a dozen vehicles on the policy and I guess they realize that I can't drive them all at once. My insurance includes a large liability umbrella as well as $500 deductibles. It might help that I haven't had a ticket posted for nearly a decade. I have gotten a few tickets but managed to get them dismissed through Written Trial by Declaration and Trial Du Novo.
09-19-2018, 11:38 AM
#19
Drifting
True. But the thread I started a while back has some other useful info like certain things to ask and verify on your policy before signing as well as a list of some lesser-known companies and all that. For example, you can usually knock your total premium down by also getting an umbrella. In my situation, the price including a $2MM umbrella is cheaper than without, even if the umbrella is useless.
09-19-2018, 06:00 PM
#20
One potential value to such threads is presumably to learn of insurance companies of which one is unaware and with which others are happy. We switched from Chubb to Cincinnati after evaluating them and also Pur. All agreed value, all combined with homeowner, umbrella, etc. We’d been dissatisfied with Chubb for some time and we are now getting more coverage for less money and have a sense that if we need to make a claim we will have an easier time. Much comes down to one’s broker, and we now have a much better one than we’d had previously.
09-19-2018, 11:29 PM
#24
I have a broker. About 8 grand a year for 6 cars- 488, rs, gr3, Range Rover, Tesla and glk Mercedes.
was with liberty mutual- was paying over 11k a year. Saved 3k a year by switching.
if in az and want their contact info- ping me
was with liberty mutual- was paying over 11k a year. Saved 3k a year by switching.
if in az and want their contact info- ping me
09-20-2018, 12:17 AM
#25
Originally Posted by Yippiekiaye
I have a broker. About 8 grand a year for 6 cars- 488, rs, gr3, Range Rover, Tesla and glk Mercedes.
was with liberty mutual- was paying over 11k a year. Saved 3k a year by switching.
if in az and want their contact info- ping me
was with liberty mutual- was paying over 11k a year. Saved 3k a year by switching.
if in az and want their contact info- ping me
I'm seeing more and more ambulance chaser commercials recently, starting to make sense to me.
09-20-2018, 01:28 AM
#26
Rennlist Member
Had the same issue with Allstate. After a few phone calls, they agreed to go up to $150K coverage. They based it on sticker price, not replacement cost. Thats fine..
09-20-2018, 01:35 AM
#27
Rennlist Member
Joe - you change cars so fast that you kinda solved that issue. GL on the 3RS incoming, that will be the rare one
Ditto on USAA at $650/6mo for GT3T ... and get this, the GT3T is only $10 more per month than the GT4
Insurance in AZ is expensive. Probably one of the highest in the US. I pay $2300 a year for my new .2 GT3. Not a stated value, but a replacement value. I do have high liability limits though (500k so my 3 mil. umbrella kicks in). No accidents 47 yrs old with a Daily driver spelled out that is not this car. Hagerty wanted $3800 for the same. Does not cover racing of course (even though it doesn't exlude in the policy which means they would probably lose in a lawsuit). I'm insured with a company called Pekins, but they do 2 homes and several cars.
I was pleasantly surprised that USAA quoted me $657 annually for the '19 GT3RS. I have nearly a dozen vehicles on the policy and I guess they realize that I can't drive them all at once. My insurance includes a large liability umbrella as well as $500 deductibles. It might help that I haven't had a ticket posted for nearly a decade. I have gotten a few tickets but managed to get them dismissed through Written Trial by Declaration and Trial Du Novo.
09-20-2018, 12:23 PM
#28
Rennlist Member
09-20-2018, 09:48 PM
#30