rligeti

Just got a quote from Hagerty for full coverage, agreed value of $25k, 100k/300k, all the bells and whistles, roadside assist and 50 mile flatbed towing. 5k miles/yr. for $584. Great price and nice folks over there.

pcar928fan

You better check with them and BE SURE you can use the car for fun and not JUST club functions! When I checked with them a few years ago they ONLY covered you if you were at or on your way to or from a "club function"! No fun driving just because the weather it good.

I went with JC Taylor accordingly. Got tired of the idiots over at Leyland West that didn't know the difference between Kilometers and Miles... Taylor was a touch cheaper than LW anyway.

rligeti

Great suggestion, i will follow up with them for sure! Thanks for the heads up.

rligeti

Yep! Covers pleasure driving too! And it will be a pleasure indeed... I love a car with 3 pedals... :-)

pcar928fan

Good deal! Not sure why they told me it didn't cover that...maybe they lost a bunch of business and figured they better expand their coverage a bit!

vtc4198

Yup! They include pleasure driving. It just can't be a pleasure drive to work or anywhere near it

I have used them for 6 years. No problems, but I haven't had a claim.

Marine Blue

Just another reason why MA sucks when it comes to car hobby. None of the collector car insurance companies have coverage in MA unless your car is a classic (over 25 years old). I'm stuck finding an appraiser to give a realistic value on my car and then I have to negotiate an agreed value with the insurance company. To top it off my rates will go up 50% for the higher coverage based upon the calculations.

SteveG

If there is more than one driver in the house, i.e, if you are married, you must BOTH have a DD, newer than MY 2000 besides the one you are insuring with them. Gives new meaning to the term "YMMV."

vtc4198

What does ymmv mean?

SteveG

"Your Mileage May Vary"

There is a list in the new visitor thread of auto-appropriate i-net abbreviations.

White Lightnin'

Your Mileage May Vary...

Haggerty told me the same... no daily driving; no driving to my mechanic (hire a flatbed only); must have Daily Driver vehicle (bonus if also insured with them); club/car show driving ONLY... other than that... free as a bird (as long as under 5k miles per year -and they check)!

What a crock of shiite!

vtc4198

Thx

linderpat

I've had Haggerty for a year now, and I'm not restricted for the pleasure driving, so long as it's not abused - can't use car as a DD (nor would I with BlauMax). I had a claim early on for a rear ender (some kid hit me when a light went from red to green - thankfully, no exterior damage, and just a replacement of bumber guards and internal bumper shocks). I had no problems with them at all - they were very easy to deal with. Rates are great too.

LightStriker

584$ per year? Not bad at all!

Mine is 242$CAN per year. But the agreed value is 10k.

blitz928

Yes, they allow pleasure driving, it's in writing, occasional trips to dinner, you can even take your car to work, occasionally. I have Hagerty and I was adamant on being sure that it was not only for club event usage. It's a standard policy, with caps on mileage. (5k/year), though they've never asked to see an odometer report.
Provided you have a locked garage and a relatively new daily driver. I recommend them.

I have a similar policy. 100/300/100 uninsured motorist $0 deductables comp and collision( which I believe is standard) but a $15000 agreed value. Annual premium is $428.00