txhokie4life

New to me enclosed Trailex.

What insurance options are folks using?

Mike

RickBetterley

Options as in - what insurance company?
Same as my personal cars - AMICA.

kgorman

Haggerty Pit/Paddock/Transport insurance plus coverage with State Farm.

txhokie4life

To be more clear:

I believe I am covered on the road with my tow vehicles insurance.

My race car is covered Paddock, Storage and Tow with Hagerty.

What kind of insurance would cover my trailer for Storage?

rnh204

I have my enclosed trailer on my Geico policy. Just add it to the tow vehicle policy. For me its like $50-100 a year. Small price to pay for piece of mind.

TXE36

Trailer just added to my auto policy. STP for the race car from Hagerty. Hagerty could have covered the trailer as well, but was more expensive and required that it be kept in a locked garage. Auto policy is fine with it being in the storage lot. All of this insurance was inexpensive.

-Mike

cre8fun

Just looked into this in June. Best coverage at reasonable cost was too insure the trailer as an additional line item on my tow vehicle policy (about $100/year). Then race car through lockton or similar paddock/pit/tow policy.

That gave me best overall coverage for trailer for both when it was hooked up to tow vehicle and when it was not. One concern I had was if I used a company like lockton for trailer, what would happen if there was a claim that resulted when trailer was not connected to tow vehicle (trailer in storage, unhooked, and subsequently rolls down hill into something). With trailer listed on tow vehilce policy, this stuff is covered. Was not sure it was if I specifically did not have trailer on tow vehicle policy.

Sboxin

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yep, separate vehicle policy from tow vehicle policy . . . cheap <50/year
and, Hag for the race car and trailer in pits, etc.

Regards,

PLNewman

Question: Hagerty "Motorsports" insurance covers the car "In the trailer, in the paddock, in storage, even for a parade lap or two — just not when it’s racing on the track."

I assume this is coverage against damage incurred. What about theft? Anyone have expecience with this?

Frank 993 C4S

It usually covers physical damage to your trailer, car and declared equipment when it is being towed or stored, during loading or unloading. It also covers theft.

TXE36

Yes, it covers theft. In fact, one of the requirements of the policy is that the car must be stored in a locked garage.

-Mike

PLNewman

I just got off the phone with Hagerty Insurance, finalizing my transport and paddock insurance.

I was put on hold for a few minutes while the sales person spoke with the underwriter. Hagerty, like all businesses, plays over-modulated music to (a) irritate (b) sooth (c) amuse its customers.

Guess what was playing on the Hagerty Insurance line?

"Dead Man's Curve" Jan & Dean (1963) "You won't come back from dead man's curve..."


You just can't make this **** up.

RickyBobby

Badly dinged my Trailex last fall. Hagertys guys really came through. Best 300 buckaroos ever spend even w a 100 clam ded . Suggest any claims try to talk w Savannah S., she's very responsive. At Trailex in canton OH, the man is Ken Montgomery.