drcheap

will be on the track this Sat, 3/25/17-thanks..c

splitime

Lockton Affinity is the one I've heard to be an easy go to. No personal experience though.

https://locktonmotorsports.com/product/hpde-insurance

Looks like Hagerty offers it now also?

https://www.hagerty.com/insurance/track-day-insurance

drcheap

PCA has a deal with Locton-met Haggarty at recent Amelia Island events..thanks..c

Carlo_Carrera

I have used these folks for years now. I bit cheaper that the others. They have been very good to me.

https://ontrackinsurance.com

Third-Reef

Beat me to it. I used On Track also. Researched it some before signing up and there were several people who actually needed to use it and had no issues getting their payment. Seem like nice people also. Cost me $275 for one day at Laguna with a $45K assigned value.

KC-CarGuy

+1 for Lockton.

Jferrante

I use on track and its usually ~240-250 for a weekend with 45k value

manimal

Great info, thanks guys! Not as cost prohibitive as I feared.

Third-Reef

I spun on my last track day and made me think about my insurance. In the past i had always thought "I got this, i am not one of those bozos". But a variety of factors came together and i ended up going off track on the inside of 5 at Laguna backwards. only going about 15 mph by the time i got on the dirt so no harm to the car, just my ego.

911-AL

Be careful guys not to under-insure...

I had a long conversation with lockton last summer. If you want the payout, you need to turn the car over so if you go too low on the coverage then you'll have a gap in what it's worth from what they'll give you for what's left of it.

Al

Jferrante

have been really analyzing this...for a 45k value it may not be worth the insurance (i.e. you need to really hit the car well for the insurance to be worth the 10%) deductible in my opinion

Carlo_Carrera

In my experience there are almost never any small accidents on track. If you have a wreck it is going to be big and very expensive. Buy track insurance.

Jferrante

I've seen the complete opposite....most are 4-5k body work fixes on cars ranging from 20k-250k

powdrhound

This ^^^^. Major accidents in DEs are extremely rare. Vast majority are simple offs with damaged spoiler and such. Most guys that bend metal are generally newbies with big egos that do not drive within their abilities.

911mhawk

The track you're on is a big factor for damage.
Some are more forgiving with lots of run off.