mooty

all cars over 200, i insured with hagerty

FJSeattle

Nationwide

devenh

ACE Private Risk Services (formerly Chubb). Haven't had any issues with them that Banango described about Chubb.

carcommander

ACE now owns Chubb. Mine is with the Chubb with a bunch of other cars about $1500 a year.

tonymission

Thank you guys for the additional feedback about Chubb. My broker doesn't have Pure access and I dont want to leave him hanging with all the work he's done for me this week so we'll give Chubb a try and see how it goes!

mooty

strange ^ i'm 4000 a year and many tix

JDHertz11

My current policy just renewed for $2,900! Someone has been a bad boy...

tonymission

New York City proper?

I'm looking at about $2400 per year with unlimited miles... granted only 250k agreed value, but Ill adjust when/if the market does.

ard

OP you don't indicate where you live, so I am not sure whether the below applies to you. I obtained coverage through ACE Private Risk (in California), the "high-end" arm of Banker's Standard. I believe that Chubb and ACE have merged so it may not be possible to get coverage through ACE any longer but at the time I obtained coverage ACE was considerably cheaper than Chubb.

FWIW, comparing insurance policies is hardly ever an apples-to-apples comparison, even leaving aside how losses are handled. In my experience some companies include certain endorsements with their policies while others charge extra. Of course the prices for certain endorsements (e.g. Agreed Value) can differ widely in price between underwriters, as can the restrictions and covenants imposed.

I ended up outsourcing to a broker in Marsh who regularly (every 2 years around my policy renewal date) re-markets my policy with different carriers and then meets me to discuss quotes and make suggestions. I simply state in layman's terms what I want (Agreed Value, no mileage restrictions, etc.) and he translates that into the needed endorsements for each carrier. Marsh brokers are compensated for their services by the carriers, but they have very transparent compensation disclosures. You may want to look into that route. The downside is that Marsh deals with very few speciality collector car carriers (only Gundy if memory serves me right).

HTH

/alex

facefixr

check out PURE...stated value. for high end clients only

ezinternet

One other consideration is whether you would be covered under collision or comprehensive for an incident during a Driver's Ed event under your regular auto policy.

I believe Amica does cover a non-timed, non-competitive shunt-in-training. Chubb may not; read the fine print.

NateOZ

ACE here now, was AIG before, big advantage with ACE is the discount for non-primary cars. I think I'm paying about $1700 for 260k coverage.

Jrtaylor9

I got much different rates when I spoke to Hagerty agent than I did filling out the form online. And I am in NYC. I got the best rates and flexibility of a handful of options. I've historically used Leland west, but they were too inflexible for my needs in New York. Also, Hagerty's rates drop substantially if total value of collection is over 500,000.

autobahnA8

PURE here

Outlaw

I will just say this as one who makes a hobby out of extracting $$ from insurance companies.

The more the marketing the less they have to pay claims. State Farm allstate Aflac etc.

When one makes a 1/2 million claim you better wish you had the Amica or USAA or Georgia Farm Bureau, Hartford and maybe even GEICO still. And make sure your umbrellas are not just liability only as 99 % sold will only cover when YOU fk up. Umbrellas need to be what you need when someone else fks up.

It's not the property your insuring, it's any injuries you incur present and future .... good luck valuing a hip, leg, or spine injury with yearly insurance premiums.